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Structural problems with the foundation or roof, water damage, and significant plumbing or electrical issues are all considered major red flags in a home inspection. Of these, a structural problem related to the foundation is often the most severe. Foundation repairs are typically the most expensive and intrusive to carry out, averaging around $5,000 but sometimes reaching up to $16,000. Because these problems can pose safety risks and be costly to fix, you should ask your inspector detailed questions about any identified issues. You will need to carefully consider how major problems affect what you’re willing to pay for the home, or if you want to proceed with the sale at all.

Exterior paint contains a higher level of VOCs, which can be dangerous if you’re exposed to it for a long period of time. The good news is that paint’s toxicity reduces significantly once fully dried and cured. Do not keep open exterior paint cans in your home, basement, or garage, exposing your household to harmful chemicals over time.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Lead toxicity comes from inhaling lead or consuming it. Before the 1980s, when the government banned lead from consumer use, it could be found in paint, plumbing, pipes, ceramics, and even gasoline. Lead paint is toxic for the same reason lead itself is toxic, which is why lead poisoning from paint presents the same as lead poisoning from water or food sources, with a slight increase in respiratory symptoms vs. digestive symptoms. Lead paint is most dangerous when it’s old and peeling, cracking, or otherwise disturbed. This increases the concentration in the air and, therefore, in breathable air.