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Sometimes, your insurance policy may cover leaking toilet repair. However, home insurance policies typically do not cover any plumbing problems. They do cover water damage caused by a busted pipe or a major leak. Some insurance companies also have riders that expand your initial coverage to include plumbing items. Talk to your agent for more information.

The first step to clearing the air in a line is to locate the cause. This is usually a blockage in either the drain or the venting system. Once you clear the issue, flush the system by actually flushing the toilets repeatedly. This should allow the trapped air to escape, thus clearing the lines. Don’t be surprised if there is increased bubbling as the air makes its way through the system. 

A broken flange could lead to serious issues. When a flange breaks, the toilet is no longer secured to the subfloor, which leads to constant rocking when in use. Over time, this breaks the wax seal between the toilet and flange and causes leaking throughout the substrate, bathroom floor, and ceilings below the bathroom.

Hiring an emergency plumber is expensive because of the urgency and inconvenience, but there are a few things you can do to help keep costs down:

• Minimize water damage by shutting off your water main 

• Clean up pooling water immediately to reduce damage and mold growth

• Avoid using fixtures if you have a clog or septic system backup

• Verify that your plumber is licensed before hiring

• Call a few plumbers for estimates if you can afford a short delay in getting service