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Unlike some home problems, such as water damage or pest infestations, asbestos can be very difficult to spot. Asbestos is a mineral in the form of microscopic fibers and was previously used in building materials for its bonding and fireproofing abilities. Insulation, roof shingles, ceiling tiles, floor tiles, pipe wrappings, soundproofing materials, and textured paint features like popcorn ceilings are common sources of asbestos, particularly in homes built before 1980.

Age is perhaps the biggest indicator of asbestos, as legislation passed in the 1970s labeled asbestos as dangerous and regulated its use in building materials. Signs of age in the form of wear and tear or material degradation are also indicators that asbestos fibers may be leaking into the air, but ultimately, it’s difficult to detect with the naked eye. If you have reason to suspect asbestos in your home, it’s best to hire a certified asbestos inspector.

If you hire a dedicated asbestos inspector near you in addition to your local home inspector, it will cost between $200 and $800. If, however, your general home inspector happens to be certified as an asbestos inspector, they can charge you a smaller fee and tack on the cost to the home inspection. In general, home inspectors do not do physical testing, but will provide a visual assessment so you know what you are working with.

In the 1980s, the use of asbestos in house siding materials underwent a significant decline, ultimately being phased out by the mid-1980s to early 1990s. This change was largely due to a growing awareness of the severe health risks associated with asbestos exposure, particularly its link to lung diseases and cancers. With increased public concern and regulatory agency involvement, building codes and regulations were updated to restrict the use of asbestos in construction materials. 

Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.