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Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: Do sellers usually lower their asking price after the appraisal?

• <div><p>In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, <a href="https://www.angi.com/articles/how-find-home-appraiser.htm">hire another appraiser</a> to get a second opinion, or just move on to another offer that isn&rsquo;t contingent on the buyer getting a mortgage or an appraisal inspection.</p></div>

Q: How long does the appraisal process usually take?

• <div><p>Around 1-2 weeks, including inspection and reporting time for an official evaluation.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: How can I find a trustworthy appraiser?

• <div><p>Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.</p><p>While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Duncan, OK

*The Angi rating for Antique And Jewelry Appraisal companies in Duncan, OK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Duncan, OK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on October 28, 2025

Reviewed in October 2025
Had a patio slab with metal support posts built almost 8+ years ago, with no cracks still. Finished this job with a roof. Had metal stair cases redone with custom concrete slabs on the walkways needing redone on the second floor. Built a slab and a shed to store tools and materials. Poured new...
AJ General Contracting & Welding
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Reviewed in October 2025
Excellent , easy to deal with, quick and professional installation at a reasonable price. Impressive work and people. Thanks!!
Reeves Fence Construction
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Reviewed in April 2025
Fast professional and reliable. Great prices
Burlton Landscapes and Tree
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Reviewed in January 2025
Absolutely! They were precise in all the angle cuts. They worked steadily and kept the construction area clean and uncluttered. When they finished, it was totally as clean as when they first arrived. Hired them again for a special project and as expected it was excellent.
Pencil Point Carpentry
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Reviewed in May 2024
I am very pleased with the service that Eric of Eric’s Handyman provided for me. Eric is very meticulous and detailed in his work and did an excellent job on my projects. I certainly can recommend him to anyone who wants a pleasant and efficient craftsman.
Eric's Handyman Service
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Reviewed in November 2023
They repaired a few of the holes in my dry wall, and painting the interior of my home. Very professional, and everything was done in a timely manner. Definitely recommend KO contracting
KO Contracting
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Reviewed in October 2023
Our Tree professionals were quick and efficient, did quality work, and did a great clean-up after the job. I recommend them highly.
Custom Tree Service
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Reviewed in October 2023
They did a good job at cleaning out and trimming my oversizes pecan tree and one of the other tree. I did feel the price was a little high. They did not take a small pile of the wood that was in my yard from the previous owner. Which David and i discussed. My trees look healthy.
Tall Timber Tree Services
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Reviewed in August 2023
Complete kitchen remodel to include demo, new cabinetry, new tile flooring, texture and paint walls, popcorn removal, new vents, rewire and replum kitchen and utility, new fan install and new lighting. All the above was accomplished in an outstanding manner with professionalism and courtesy. ...
CW Construction and Repairs
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Reviewed in May 2023
From estimate to payment for job well done - all IN ONE DAY. I watched the team work at a neighbor's house and I noticed the way they carried themselves and worked together. They seemed focused and efficient and did a great job - safely. No noted mishaps; and believe me, I watched closely....
Holman Tree Service
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Antiques and Jewelry Appraisals questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

The Duncan, OK homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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