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It is common for a contractor to ask for a down payment before starting a project, especially for jobs that require purchasing materials and equipment or hiring a crew. The deposit amount can range from 10% to 50% of the total job cost. While a request for up to 50% is not unusual, a contractor should not ask for more than that, and you should never pay for a project in full before the work has begun. To protect yourself, always discuss payment terms before starting and have a written contract that outlines the project timeline and expectations. Additionally, be sure to hire reputable contractors and check their licensing and insurance before the project begins.

Joists and beams are both part of the flooring system above your basement, with the beams spanning the length of your home and getting support from vertical posts underneath, and joists usually spanning half the width of your home with no support posts underneath. The floor joists provide even support to the subflooring and flooring above, and they distribute that load to the beams. The beams then distribute that load down through the support posts to the foundation.

If you don’t have a coping saw, you can use an angle grinder to cope crown molding, but it takes a little more precision. Place your molding down on your workbench, angle the grinder at a 45-degree angle toward the molding, and back cut the wood. You’ll need to carefully angle your grinder to accommodate the curves in the wood, and aim to remove around 1 inch from the profile of the molding.

You should avoid drilling or cutting into load-bearing beams because removing material will weaken it and increase the risk of structural damage or even collapse. If you do need to drill into a load-bearing beam, speak with a structural engineer first to discuss where it’s safest to drill and the width and depth of the bit that’s safe to use.