Get matched with top home builders in Philo, OH

Q: Is it more affordable to build or buy modular?

• <div><p>Modular homes are more affordable than stick-built homes if you keep quality and square footage equal. The cost to build a home averages <b>$323,000</b>, while average modular home prices sit at <b>{AvgCost}</b>. If you&rsquo;re looking for custom or luxury options, a traditional <a href="https://www.angi.com/articles/cost-to-build-custom-home.htm">custom home costs</a> <b>$825,000</b>, while a high-end modular home costs <b>$600,000</b>, on average.</p><p> </p></div>

Q: How can you finance new construction?

• <div><p>Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:</p><ul><li><p><b>Construction-to-Permanent Loan:</b> This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.</p></li><li><p><b>Construction Loan (Stand-Alone):</b> This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.</p></li><li><p><b>Builder Financing:</b> Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.</p></li><li><p><b>Bridge Loan:</b> This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.</p></li><li><p><b>Home Equity Options:</b> If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.</p></li></ul><p>It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.</p></div>

Q: What makes a house a villa?

• <div><p>While many different factors determine whether a house is classified as a villa, many villas are detached homes with a European design influence, often with an emphasis on luxury and comfort. Modern villas often feature outdoor spaces such as terraces, gardens, or patios.</p></div>

Q: Do you get a builder or an architect first?

• <div><p>In most cases, you should get an architect before you hire a builder. An architect will be the one to draw up formal plans for your project, including guidelines and even material lists for your builder to follow during construction. Many architects can even help you find builders, choose one for your project, and negotiate prices. Some are also willing to act as project managers throughout the process, working closely with a builder from start to finish.</p></div>

Q: Is remodeling a house less expensive than building a new house?

• <div><p>Remodeling a house is often less expensive than building a new house. You can expect to pay an average of <b>$100 per square foot </b>when you are remodeling. The cost to build a house averages about <b>$150</b> <b>per square foot</b>. When remodeling, though, some rooms cost more than $100 per square foot and some cost less. Use a <a href="https://www.angi.com/articles/home-remodel-costs-estimator.htm">home renovation cost estimator</a> to accurately estimate your remodeling costs.</p></div>

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Verified Reviews for Home Building pros in Philo, OH

*The Angi rating for Home Building companies in Philo, OH is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

*The HomeAdvisor rating for Home Building companies in Philo, OH is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

Last update on May 27, 2026

Reviewed in May 2026
My sales rep did an outstanding presentation and did everything that he could for me to be able to put their floors in my house. And, he was successful. The company really appears to have a grip on producing a great product that will last for long after I’m gone. They have been very organized in...
Refloor - Columbus
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Reviewed in March 2025
Matt installed a hot water tank for us. He did a great job. His knowledge and attention to detail was impressive. He was very polite and considerate of our home. A+
Greene's Plumbing Services
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Reviewed in June 2024
Adam and his crew did an excellent job of roofing and rebricking the chimney. They were diligent and careful with all aspects of the house. I highly recommend Adam's company to anyone that wants a quality home improvement.
Baltic Builders LLC
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Reviewed in October 2023
I had water coming through the foundation. Mr Greene worked me into his schedule quickly and completed the job in just one day. He did an exceptional job running the backhoe to dig the trench for the new water line. He also used better quality materials and a higher quality water line then what...
Greene's Plumbing Service
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Reviewed in October 2022
Home improvements can be frustrating. They made it very easy and the product is better than I expected.
Window Depot USA of Central Ohio
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Reviewed in September 2022
I had never used this contractor before,but i,m very glad that i met themThey came right away to give me an estimate that we agreed on. I had three buildings they did for me, a lot of shingles. I could not believe it when, they said could do the job in one day. the crew came at 7;00 am, at...
Asbury Home Improvements
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Reviewed in April 2022
First rate workmanship. First rate professional job execution. Attention to detail (work, cleanup) flawless. Mr. Christman is a "must have" for any professional home repair. Will be using him again soon.
Christman's Construction
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Reviewed in May 2021
A Brush Away Painting did an amazing job painting the exterior of our home. I would highly recommend them!
A Brush Away Painting
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Reviewed in May 2021
Everything was done very professionally! They went above all to make sure I was a happy customer! Done in a very timely matter! Thank you for making my home beautiful again! I'm so proud of my home again!!
A Brush Away Painting
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Find Home builders in Philo

Sentri Homes

2.9(

)

Find a Custom Home Builder

Serving Philo, OH and surrounding areas

Approved

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."

23 neighbors recently requested a quote

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Ascended Constructions

New to Angi

Find a Custom Home Builder

Serving Philo, OH and surrounding areas

Approved (Corporate)

In business since 2023

Offers commercial services

Were a family owned and operated company that values honesty and integrity, and stands behind our work. We offer over 40 years of industry experience. We specialize in Asphalt Shingle Roofing installation, replacement, and repairs. Our services are customized to the individual project, paying close attention to the details of each project that we're involved with. We look forward to building long-term relationships with our clients and guarantee your satisfaction!

1 neighbors recently requested a quote

Find a Custom Home BuilderFind a Modular Home Builder

Serving Philo, OH and surrounding areas

In business since 2021

"The guys did a great job laying flooring through my entire home. They were very thoughtful of my needs and very respectful. I love the new flooring and these guys! I loved their work so much I had them back to paint the entire interior. It looks great!!!"

Recommended by100%of homeowners

Find a Custom Home BuilderFind a Modular Home Builder

Serving Philo, OH and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Excellent new home warrenty insurnace"

Recommended by81%of homeowners

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Do It All Construction

4.4(

)

Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Philo, OH and surrounding areas

In business since 1999

Free estimates

Emergency services offered

"Chad always let me know when he'd be at what time and all. He even fixed some minor cracks in other room. They clean up everything, keeping the yard and house in great shape. Have hired him to work on my rental house and the back yard."

Recommended by90%of homeowners

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Rock Steady Builders, LLC

4.2(

)

Shelter or Outbuilding - Build

Serving Philo, OH and surrounding areas

In business since 2012

Free estimates

Warranties offered

"Had Rock Steady Builders build my pole barn/garage and would definitely recommend them. They prepped the site built the structure and had the concrete poured. They stayed on budget and the job was done quickly. We are looking to have another building built in the near future and will definitely be getting ahold of Christine to build us another pole barn."

+11

Response time2 days

Recommended by100%of homeowners

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Precision Remodeling & Design

5.0(

)

Shelter or Outbuilding - Build

Serving Philo, OH and surrounding areas

In business since 1987

Free estimates

Warranties offered

"I contacted Tim & Nathan at Precision Remodeling & Design about a bathroom remodel in an old Farm House. Remodeling anything in an old farm house presents a lot of unique challenges. Nathan took on the project and did an excellent job working through each and every challenge. His devotion to detail was fantastic. My wife and I could not be more satisfied. If you need a remodeling contractor to do difficult remodeling projects or just traditional ones, then Precision Remodeling & Design is the contractor for you."

Response time3 hrs

Recommended by100%of homeowners

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American Home Shield – Home Warranty

3.5(

5,688

)

Find a Custom Home BuilderFind a Modular Home Builder

Serving Philo, OH and surrounding areas

In business since 1971

Credit card accepted

"We have an whole home warranty. I had no problems with them. They came in and took everything apart. They took the guts out of the washer, and put in brand new parts. That was it. What really amazed me was the technician was a woman."

Recommended by65%of homeowners

Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Philo, OH and surrounding areas

In business since 2015

Emergency services offered

Credit card accepted

"I was very happy with my car detailing. Great customer service, friendly staff, and my car looks great."

Recommended by85%of homeowners

Shelter or Outbuilding - Build

Serving Philo, OH and surrounding areas

Free estimates

Credit card accepted

"The project went well and the ramp turned out prefect. It has helped out a lot. Project was done in roughly 3 days. His company is reliable, flexible and hard working."

sidewalk removal, backfill/grade and seed

+50

Recommended by100%of homeowners

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Showing 1-10 of 30

Home Building questions, answered by experts

Modular homes are more affordable than stick-built homes if you keep quality and square footage equal. The cost to build a home averages $323,000, while average modular home prices sit at {AvgCost}. If you’re looking for custom or luxury options, a traditional custom home costs $825,000, while a high-end modular home costs $600,000, on average.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.
Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.
Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.
Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.
Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

While many different factors determine whether a house is classified as a villa, many villas are detached homes with a European design influence, often with an emphasis on luxury and comfort. Modern villas often feature outdoor spaces such as terraces, gardens, or patios.

In most cases, you should get an architect before you hire a builder. An architect will be the one to draw up formal plans for your project, including guidelines and even material lists for your builder to follow during construction. Many architects can even help you find builders, choose one for your project, and negotiate prices. Some are also willing to act as project managers throughout the process, working closely with a builder from start to finish.

Remodeling a house is often less expensive than building a new house. You can expect to pay an average of $100 per square foot when you are remodeling. The cost to build a house averages about $150 per square foot. When remodeling, though, some rooms cost more than $100 per square foot and some cost less. Use a home renovation cost estimator to accurately estimate your remodeling costs.

The Philo, OH homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.

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