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Last update on December 13, 2025

Roof Ice and Snow Removal questions, answered by experts

Yes, some homeowners insurance policies cover roof damage caused by snow. However, these full or partial payouts can vary depending on the age of your roof and other related factors, like the overall condition it was in before the snowfall. It’s best to check with your specific homeowners insurance policy to determine snow damage coverage and exclusions.

If you do end up with frozen gutters, it's important to thaw them correctly. Thawing your gutters slowly is far safer than trying to break apart the ice. Once you get through the ice, bring in a gutter professional to check out the effectiveness of your heated system.

The process to winterize your landscaping depends on the plants you have, but generally speaking, you should rake your lawn to avoid leaves from smothering your grass and leading to mold and fungi growth, wrap young trees to protect from fluctuating temperatures, and fertilize your lawn to provide some nutrients for the grass through the colder temperatures. You can also consider marking off small trees and shrubs to avoid accidentally damaging them with snow removal tools.

Purchasing a snow blower costs $100 to $2,300 on average. It all depends on the make, model, and age of the machine you choose. You can also go the rental route if you only need your snow blower for a temporary period. Renting a snow blower costs an average of $75 per day from your local hardware store or rental facility.

If you live in a cold climate with frequent heavy snowfall, investing in a snow blower may be worth the cost. Another thing to consider when factoring in cost is if you have physical limitations that make shoveling snow difficult or even dangerous. So, you may want to start shopping around for a snow blower if you have either or both of these scenarios.

The Montpelier, OH homeowners’ guide to roof ice and snow removal services

From average costs to expert advice, get all the answers you need to get your job done.

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