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A contractor specializes in a specific field. They often operate in teams where they have subcontractors to handle specialized problems. So if you have significant plumbing, drywall, or roofing issues, you’ll want to hire a contractor, as the job may require a team.

A handyperson is typically one person who works on whatever jobs come their way. You wouldn’t call a contractor to fix the hinges on cabinets or paint your room. Instead, a handyperson can handle all these issues, saving you from making multiple phone calls.

While handypeople do not need to be licensed in many places, you should only hire insured pros for any home improvement work. Your handyperson should have active liability coverage that protects them and you in the case of an error or accident. Furthermore, if they have employees on your property, they should also have workers’ compensation insurance. If you hire an individual or a company that is not insured and they damage your property, have an accident while on the job, or become injured on your property without insurance, you can be held financially liable.

You can tackle hanging Christmas lights yourself with the right tools, accessories, and a trusted friend or neighbor. You’ll need to purchase a ladder ($100 to $300), clips ($10 to $20), hooks ($10 to $15), and lights ($25 to $100 per string).

Otherwise, you should hire a trusted holiday light installer near you. You’ll pay an average price of $200 to $650, but you’ll have peace of mind knowing that the job is done correctly and safely.

Tipping contractors, builders, or general contractors is not customary or expected. Unlike many service professions where tipping is built into the payment structure, construction professionals typically charge a full rate for their services. However, you may choose to tip a worker for exceptional service, such as if they go above and beyond, stay late to meet a deadline, or work on a holiday weekend. Before offering a tip, it's a good idea to ask about the company's policy, as some prohibit their employees from accepting gratuities. If you want to show your appreciation for a job well done without giving a cash tip, consider writing a positive online review or offering to serve as a reference for potential new customers.