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Leaf Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

While not all homes built before 1978 contain lead paint, enough do, so you’ll still want to test to be on the safe side. The federal government banned lead-based paint for homes in 1978, but your state may have banned lead before that time. Around 24% of homes built between 1960 and 1977 contained lead-based paint, while 87% of homes built before 1940 contained lead-based paint.

Professional lead-paint abatement companies use a variety of methods to remove lead-based paint, depending on each particular situation. Some of the most common methods include:

  • Total removal: $8–$17 per square foot

  • Demolition and replacement: $1,000–$15,000 per project

  • Encapsulation: $4 per square foot

  • Enclosure: $10 per square foot

  • Chemical stripping: $10–$17 per square foot

Lead exposure poses significant health risks, including neurological, developmental, and behavioral disorders, especially critical in young children and fetuses.

Disposing of old paint, bleach, oil, and fertilizer should be handled by a company that specializes in this kind of waste. Many private junk removal companies do not dispose of these items. Because these materials are hazardous to the environment and dangerous to handle or dispose of improperly, you should confirm with your local municipality about places to take hazardous materials for safe disposal. 

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