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There are several methods to hollow out a tree stump, and the best one depends on your tools, experience, and priorities. Common methods include using a chisel and hammer, a chainsaw, or burning.

• Chisel and Hammer: This is often considered the easiest approach for those with limited tools or experience, though it is the most time-consuming.

• Chainsaw: Using a chainsaw is the fastest method, but it comes with significant safety risks, especially for inexperienced users.

• Burning: This can be an effective method, but it is not recommended unless you can first drill holes into the stump. Without holes, the stump will be difficult to light and may not burn completely through.

A power drill with at least a ⅜-inch diameter bit can make the job quicker and easier, regardless of the primary method. While you can use a chisel or chainsaw without a drill, it will require more time and effort. Always wear protective goggles and thick gloves, as splinters are an inevitable risk.

How deep your septic system needs to be into the ground depends on several factors. In extremely cold environments, the tank needs to rest below the maximum frost line, which can be up to six or eight feet deep. The standard burying depth for most systems is between a few inches and four feet below ground level. Depth can also depend on the slope of the landscaping and other property variables. 

To determine whether your homeowners' insurance will cover crawl space repair, consider the cause of the issue. Repair may be covered if the problems were caused by an event that the insurance covers, such as vandalism or a windstorm. However, companies won't cover the repair if the issues are caused by neglect or wear and tear.

You do not have to dig footers for a deck as long as it meets local code and holds up to weather in your area. If you live somewhere that experiences high winds and earthquakes, you may need to dig for your deck posts. Deck blocks, post anchors with base plates, and helical pile systems are the three no-dig deck post options you can choose from if local code permits.