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Air filters with a high MERV rating, 11 or above, shouldn't cause airflow problems in most residential systems. However, the airflow can be restricted in some HVAC systems if they aren't designed for high MERV ratings. If in doubt, a local duct installer should inspect your ductwork so that you know what your system can handle.

Most HVAC service calls include diagnostic fees, which could include checking on a specific issue you’re experiencing or running through a routine inspection checklist. If you called for a particular problem, the service call will also include an estimate to fix the issue, including materials and labor. Depending on your HVAC technician and the service you requested, you might also get a general inspection of your system components to ensure everything is working as intended.

In-home air purifiers really do work. However, their value depends on what you're trying to achieve. Mechanical air filters other than those with true HEPA filtration aren't capable of removing bacteria and viruses from the air. However, many of them can reduce very fine particles, including pollen, a known allergen. On the other hand, UV light filters can remove harmful pathogens but can't remove particles.  

Air purifiers are meant to kill airborne mold, along with pollen and dirt. Air purifiers are a good option if you have allergies and need a whole-home solution, whereas dehumidifiers are best for naturally damp areas (like a bathroom). Consider getting an indoor air quality test to determine if an air purifier is right for you.