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  • Average homeowner rating star icon4.7
    Average homeowner rating
  • Verified reviews icon12
    Verified home building services reviews

Top-Rated Home builders in Oneonta - Updated Nov 2026

Avatar for Longtail Contracting, LLC
Longtail Contracting, LLC
5.0(
8
)
Find a Custom Home Builder

Serving Oneonta, NY and surrounding areas

In business since 2020

Free estimates

Warranties offered

"Rich and his team have done several restorations. First and foremost he put in a new bathroom upstairs, from the plumbing to all the fixtures, insulation wiring everything that is required and a job well done! They also re-wired the house for a 200amp service from pole to house then took on running new wire from house to barn then to shed. All passed with flying colors. He also took on blowing insulation into the attics, what a difference the first summer and winter that year! Rich and his team helps with good guidance on this old farmhouse. They always came through, looking forward to their help in the future."
Response time2 hrs
Response rate100%
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,680
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Oneonta, NY and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"I called Choice and reported my problems. They issued a work order and within the hour, I had been notified by S & J Plumbing that they would be here on Thursday. I could not make the time, so I called them and they politely scheduled for the next day. They showed up early, looked over the problems , called in the work to make sure it was covered and they repaired or fixed everything that was needed. They worked on my house like they were working on their own home. After done, they completely cleaned up, reminded me that they guarantee their work, and left. The gentleman who worked on my house was a professional and a credit to his company. I cannot say enough about the quality of work and their concern for everything. I will never forget such a wonderful experience and will not hesitate to recommend Choice Home Warranty. Thank you so much."
Recommended by81%of homeowners
Avatar for J's Construction
J's Construction
4.5(
17
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Oneonta, NY and surrounding areas

In business since 2011

Free estimates

Emergency services offered

"Jeorge rewired the entire house to code, replaced cabinets and counter tops in the kitchen, plumbing and other smaller jobs around the house. He did a great job and I really appreciated the fact that he always kept in touch, to give me updates on how the job was progressing. I was not living at the house at the time and I totally trusted him to show up and get the job done. He also took out his own time to explain things and to make sure I knew what was expected of him. His prices were very fair and I highly recommend him and would definitely hire him again."
Recommended by93%of homeowners
Avatar for High Tech Construction Co
High Tech Construction Co
4.3(
43
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Oneonta, NY and surrounding areas

In business since 1987

Free estimates

Emergency services offered

"It went excellent!  Hi Tech Construction Co gave me a detail estimate of the job.  And compared to other estimates I received from several other companies, Hi Tech's was the most reasonably priced.  Hi Tech also gave me a timeline of the job from beginning to finish and they were right on target.  The crews showed up on time and carried out the job like experts - they surely looked like they knew what they were doing.  I noticed that they were very concerned about the safety of our neighbors, anybody passing by, their crews, and us.  They also cleaned everything right after they finished their job.  I was really happy with the timeliness and the quality of their job.  I will definitely strongly recommend Hi Tech.  I do not think you can go wrong with them.
"
Facade Restoration - High Tech Construction Co
stoop restoration -high tech construction co
Wood Stoop
Limestone Stoop
brownstone stoop and facade restoration

+20

Recommended by81%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Oneonta, NY and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
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+2

Recommended by65%of homeowners
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Home Building FAQs, answered by experts

It pays to hire a project manager or general contractor when you have a large-scale project that will take over a week to complete, especially when it involves structural changes and multiple subcontractors. This includes hiring a general contractor to build a house, add an extension, or manage other projects that need a building permit.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A contractor can install your shipping container home in as little as 90 days. This is notably quick compared to a traditional home build, which can take more than a year (providing there aren’t permitting or construction delays that make the wait even longer). For the quickest installation, choose a prefab container home.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

In most states, you can build an in-law suite on your property as long as you follow local building codes. However, it's important that you have enough space on your property to accommodate the new structure. A functional in-law suite in your backyard will require between 300 and 800 square feet of space.

The Oneonta, NY homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.