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Many contractors prefer checks because they’re easy to track and have no associated fees. However, many also accept credit cards (though they might add a fee to cover their processing costs).

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

• Installing plumbing for a new kitchen or bathroom

• Replacing plumbing pipes

• Installing or repairing septic systems

• Running new electrical wiring

• Installing a subpanel

In most states, handypeople do not need to be licensed to perform simple home repair tasks and smaller jobs. When projects exceed specific cost amounts, however, ranging from $500 in California to $50,000 in other states, some municipalities consider them to be contractors, meaning they need to be licensed. To learn if your handyperson should be licensed to work on your job, contact your local governing body or state contractors’ licensing board before starting any work.

Most contractors do not charge for meetings, but it can depend on the project, mainly if it includes detailed consultations or project planning. For general estimates, homeowners shouldn't expect to be charged. Always ask up front about meeting fees to avoid surprises and ensure you know what’s included in the process.