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A chimney liner isn’t required for an outdoor fireplace; you don’t technically need one if the masonry chimney uses the proper dimensions and is built to code. However, a chimney liner does serve as a protective coating for the flue. Adding a liner could improve performance, safety, and durability. In short, while not necessary, it wouldn’t hurt.

Your pilot light needs to be on whenever you’re using your furnace to heat your home. However, you might decide to turn it off during the summer months, when you don’t need heating. Doing this can save you a little bit of money on utility costs—just make sure you’re fine with relighting your pilot light (or hiring a professional to do it) when fall comes around and you’re ready to get cozy.

While your forced heating system runs, it can pick up dirt, dust, hair, and other particles from inside your house. Changing your furnace filters regularly is key to preventing this debris from getting stuck in your ducts and swirling around your home. With some types of furnaces, there’s also the potential for carbon monoxide leaks. However, staying up-to-date with your HVAC inspections and installing carbon monoxide sensors can help mitigate this risk.

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.