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Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Yes. Not only do gas stoves present the risk of a gas leak, but cooking with gas produces twice as much harmful particulate matter. According to Columbia University’s Climate School, gas stoves can also release formaldehyde, a known human carcinogen, and carbon monoxide, which can be toxic in high concentrations.

Regular professional chimney cleaning and a well-fitting chimney cap are two of the most effective measures to help prevent flue blockages. Annual cleaning keeps the flue from developing a thick layer of creosote. The chimney cap keeps debris out and stops critters from going down your flue for shelter while carrying clog-worthy nesting material.

Yes. It’s okay to leave a pellet stove on overnight, and these stoves can provide 24 to 48 hours of warmth from one ignition. However, you should practice proper pellet stove maintenance, like cleaning the burn pot before each use, deep cleaning the unit at least once per year, and running the fan when the stove is lit.