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Calcium lumps in a pool are calcium deposits that form when a pool's water parameters are not in the normal range. They can float around on the surface of the pool water, making it look and feel dirty. The most common causes of calcium lumps in pools are calcium hardness above 1,000 ppm, alkalinity over 120, and a pH over 7.8. Keeping your pool’s calcium levels, alkalinity, and pH levels within the normal, safe ranges is the best way to prevent calcium lumps and other problems, including damage to the pool surface.

You shouldn’t swim in a pool with algae. When there’s algae, there’s also bacteria that’s feeding on the algae. Also, algae-infested pool water is often chemically imbalanced, which means germs like Cryptosporidium, Giardia, and E.coli could be present. These germs can cause a range of illnesses from gastrointestinal issues, to rashes, and respiratory problems.

The best thing to do is to get rid of the algae first, test and balance the water, and then you can enjoy swimming without any worries.

Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

Most of the time, though there may be some code variations on the local level, a water source like a pool requires a GFCI breaker. These breakers detect electrical leaks of 5 mA or more and trip the breaker. However, the size of the pool and motor type determine the exact GFCI needs. A GFCI outlet with a reset button may be enough for an aboveground pool with a small motor or pump. Consult a pool electrician to determine the appropriate installation and protection measures needed for your pool.