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TRUSTED BY CONGERS, NY HOMEOWNERS

  • Average homeowner rating star icon4.7
    Average homeowner rating
  • Verified reviews icon12
    Verified property appraisals reviews

Find Property appraisers in Congers

Avatar for Calstin Appraisal Services
Calstin Appraisal Services
4.9(
12
)
Appraisal - Real Estate

Serving Congers, NY and surrounding areas

In business since 2003

Free estimates

Credit card accepted

"Norman Chambliss was very Professional and courteous. He accommodate my schedule and completed the appraisal with in the estimated time frame. I am highly satisfied with the transaction."
Response time9 hrs
Response rate94%
Recommended by100%of homeowners
Dennis Aarons & Associates, Inc.
4.5(
38
)
Appraisal - Real Estate

Serving Congers, NY and surrounding areas

In business since 1979

Free estimates

Emergency services offered

"I recently worked with Dan on a real estate appraisal. After speaking with a few appraisers, I chose Dan because he took the time to thoroughly explain the process, including IRS-qualified appraisal criteria, which made me feel the most comfortable. I was very impressed with his professionalism and expertise. He was punctual, thorough, and delivered a comprehensive report quickly. I highly recommend Dan and would work with him again in the future."
Response time8 hrs
Recommended by80%of homeowners
Avatar for Central Lending Svc Inc dba Credit Central
Central Lending Svc Inc dba Credit Central
4.8(
72
)
Appraisal - Real Estate

Serving Congers, NY and surrounding areas

In business since 2003

Emergency services offered

"See above.  Other than being misled by the offer, ie-not realizing that the reason for the appraisal was to obtain a mortgage only, I have no way to rate this service.  Please note, we did not use this service and have nothing negative or positive to say about this company.  Angie's List ought to have an Overall Rating for NA, like they do for the specifics.










"
Additional Photos
Recommended by100%of homeowners
Torello Appraisals
5.0(
4
)
Appraisal - Real Estate

Serving Congers, NY and surrounding areas

In business since 2002

We take great pride in our experience, expertise, quality, and customer service that we provide to meet the consumer needs. It is our mission to provide excellent workmanship and complete customer satisfaction from start to completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety, and quality, regardless of how large or small the job.

Response time30 mins
Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Congers, NY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.