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Q: What is the difference between hazard insurance and homeowners insurance?

• <div><p>Hazard insurance is the part of your overall homeowner's insurance policy that covers the structure of your home and other structures on your property, as well as any personal property within those structures. When a lender requires you to get hazard insurance for your new home purchase, they&rsquo;re referring to a standard homeowner&rsquo;s insurance policy.</p></div>

Q: What happens to stucco in a fire?

• <div><p>All of the components of stucco are non-combustible, so the siding material won&rsquo;t ignite or spread fire to the interior of your home. However, it also expands and contracts with changes in temperature, so it will crack from long exposure to heat. Eventually, fire will spread through those cracks. Still, stucco is one of the best siding materials for fire protection and can keep you and your family safe for an hour, on average.</p></div>

Q: How much does major damage repair cost?

• <div><p>Costs range from $1,000 to $10,000, depending on the extent of the damage and affected areas.</p></div>

Q: What are the risks of damaged solar panels?

• <div><p>Solar panels that haven&rsquo;t been properly inspected and maintained pose several risks to homeowners. Firstly, a dirty, obstructed, or malfunctioning solar panel won&rsquo;t be able to generate as much power, which could lead to power shortages and wasted money. But more importantly, neglected solar panel arrays can become dangerous if left for too long. Corroded wires and exposed circuitry are fire hazards, so it&rsquo;s strongly recommended to keep up with regular maintenance to protect your home.</p></div>

Q: What factors affect recovery costs?

• <div><p>Costs depend on the extent of damage, material restoration, labor, and emergency service requirements.</p></div>

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Verified Reviews for Water And Smoke Damage Repair pros in Adams, NY

*The Angi rating for Water And Smoke Damage Repair companies in Adams, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water And Smoke Damage Repair needs.

*The HomeAdvisor rating for Water And Smoke Damage Repair companies in Adams, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water And Smoke Damage Repair needs.

Last update on November 03, 2025

Reviewed in June 2025
Capital Chimneys and Masonry Repairs contacted me the same day i requested a quote, and were able to visit to provide a quote within day or so. They then visited, and completed the chinking on an outside wall, repaired a wall in the basement, and were able to install a gutter to ensure the water...
Capital Chimneys and Masonry Repairs
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Reviewed in January 2024
Bob was prompt and professional. We had him replace the crown on our chimney, replace several bricks, replace some flashing and repair some loose slate on our front step. I would highly recommend him for any masonary job.
RMD Restoration Services
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Reviewed in July 2023
We love the job they did! They took care of all our water concerns since we live in a Ã¢ hollow. Very professional and true to their word. Hope they are in business for a long time!
David Browe Paving
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Reviewed in January 2023
Dave replaced our water heater which was connected to our oil fired boiler, with a new electric hot water tank. We had no problems. Very professional installation.
Dave's Plumbing
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Reviewed in April 2019
Peaceful Valley Painting is fantastic! We had a huge interior painting job that included severely damaged walls, water damage, and removing improperly applied wallpaper. Peaceful Valley not only did a phenomenal job (you would never guess what bad shape the walls were once in now that the job is...
PEACEFUL VALLEY PAINTING
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Reviewed in December 2016
Called back same day and came next day at the time he said and fixed the heating elements in the electric water heater when he came. Was quick, neat, professional, and reasonable price.
PROFESSIONAL PLUMBING SYSTEMS & SERVICES
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Reviewed in September 2013
Very clever at finding problems, Uses common sense. very reasonable rate, much less than Albany repair shops.
Richie's Auto Repair
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Reviewed in July 2013
Called last winter with no heat and they were here within hours. Very skilled and had the furnace cleaned and repaired very quickly. Ran well for the rest of the winter. Called recently to get an outdoor faucet repaired and had to wait a few weeks. It was not an emergency, so that was...
East Hill Plumbing & Heating
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KRL Services LLC

KRL Services LLC

Customers say: Quick response

Recommended by 100% of Angi customers

30 local quotes requested

Asbestos removal, specializing in vermiculite attic cleaning, transite roofing and siding removal, home heating boiler insulation, and many other products containing asbestos.

"Very well."

Thomas M on June 2025

Asbestos removal, specializing in vermiculite attic cleaning, transite roofing and siding removal, home heating boiler insulation, and many other products containing asbestos.

"Very well."

Thomas M on June 2025

Flood Pro Water and Fire

Flood Pro Water and Fire

Customers say: Quick response

Recommended by 100% of Angi customers

8 years of experience

We pride our company on reliability, great communication, integrity, and quality work. Our top priority is customer satisfaction and will go the extra mile. We are experts in our trade and will work with you from conception to competition. We strive in making all clients, repeat clients. Call us today you'll be relieved you did. Thank you

"Did a very good job,but is pricy."

Ingeborg G on September 2018

"Did a very good job,but is pricy."

Ingeborg G on September 2018

Get matched with top water and smoke damage repair specialists in Adams, NY

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Need a pro for your water and smoke damage repair project in Adams, NY?

Handyman for Multiple Small Project Service

Asphalt Shingle Roofing Installation and Replacement

Interior Painting or Staining Service

Verified Reviews for Water And Smoke Damage Repair pros in Adams, NY

Find Water and smoke damage repair specialists in Adams

KRL Services LLC

KRL Services LLC

Flood Pro Water and Fire

Flood Pro Water and Fire

Mikalunas Builders LLC

Mikalunas Builders LLC

GK Contracting

GK Contracting

Black Forest Builders

Black Forest Builders

Document Reprocessors

Document Reprocessors

Hogwash Cleaning Solutions

Hogwash Cleaning Solutions

Austin Bros. Contracting

Austin Bros. Contracting

Jaer Baer Enterprises

Jaer Baer Enterprises

Cornerstone General Contracting

Cornerstone General Contracting

The Adams, NY homeowners’ guide to water and smoke damage repairs

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