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R-value is calculated by dividing the thickness of an insulation material by its thermal conductivity. The material's composition and density influence thermal conductivity. Materials with lower conductivity values provide better insulation. The higher the R-value, the better the material is at insulating, helping homeowners select insulation that meets the energy needs of their climate and home layout.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

The extra insulation helps reduce energy costs by minimizing drafts and temperature exchange between indoors and outdoors.

Energy-efficient windows are judged on their performance according to a few different factors, including heat transfer, air leakage, light transference, and condensation resistance. If you're unsure whether a window is energy-efficient, look for an ENERGY STAR® label from the U.S. Environmental Protection Agency (EPA). If various products, including windows, meet energy-efficiency standards set by the federal government, the EPA issues this label to help consumers identify energy-efficient products.