Get matched with top vinyl siding cleaning pros in La Luz, NM

Vines can cause severe damage to your siding. They can grow underneath and all around siding, which can cause it to pop off or split. Vines also trap moisture, which can damage siding by causing rot. The cost to replace siding may make you consider getting rid of the ivy or adding a trellis or lattice support for it to grow on instead.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

The easiest way to remove vinyl siding is with a zip tool, which can be purchased at a local hardware store for less than $10. This tool works by slipping underneath a panel to disconnect two pieces of vinyl siding from one another. Once the tool is hooked underneath, slide the tool across the vinyl panel and pry upward.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.