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An outlet can start a fire if it has blown a fuse, or is sparking, overheating, or smells burnt. Prevent electrical fires by unplugging the device connected to the outlet and hiring an electrician to determine and fix the outlet’s issue. If the outlet stays hot or isn't working, you should fix it.

Yes, a hot or overheating outlet is a fire hazard and can cause a fire. An outlet becoming hot indicates an electrical problem, such as an overloaded circuit, loose connections, or a faulty component. The heat from these issues can ignite nearby flammable materials like curtains or furniture. If you notice an outlet is hot to the touch, turn off the power at the circuit breaker, unplug any connected devices, and consult a qualified electrician. If a fire does start, use a Class C fire extinguisher or baking soda to suppress it, or evacuate immediately and call the fire department.

Beyond having an inspection, it’s important to do chimney maintenance at least annually to be certain the chimney is safe to use. Cleaning the flue of any built-up particles, creosote, and soot reduces the risk of fire. Fortunately, the cost of hiring a pro to do a chimney inspection often includes a chimney cleaning, so you may not have an extra expense for maintenance.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.