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S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!




Avatar for MATT TEMPLETON - KELLER WILLIAMS REALTY

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)
Customers say: True professional
Recommended by 95% of Angi customers
Recommended by 95% of HomeAdvisor customers

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

Property Appraiser questions, answered by experts

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

The Clovis, NM homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.