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The primary downside to crawl space encapsulation is the high cost, which can be several thousand dollars. Additionally, the process can make future repairs more complicated by limiting access to plumbing and electrical wiring within the crawl space. Encapsulation also requires sealing off any vents, which can be a disadvantage for home designs that benefit from the airflow they provide. It's recommended to consult with a crawl space contractor to determine if the benefits outweigh these potential drawbacks for your specific home.

Yes, it’s worth it to repair a crawl space foundation, even if the issue seems relatively minor. Foundation problems often get worse and more expensive to fix if you leave them untreated. Additionally, your entire home, from the framing and flooring to the roof system, relies on the foundation for even and level support. Issues with your foundation will almost always manifest as problems in and above your living space, so it’s important to find a solution.

Thankfully, you do have a few sump pump backup options in case it fails. One option is a battery-powered backup sump pump. Another option is using a portable backup generator as a power supply for your sump pump. Unlike a battery-powered backup which has limited power, a generator can run around the clock for as long as you need it. 

Or you can opt for a water-powered backup pump, which uses your home’s water supply as a source of power. However, this may not be the best option if you find your house frequently has low water pressure.

Physically, the most challenging part of finishing a basement is installing egress windows or doors when the space is below ground level. Mentally, the hardest part may be envisioning the project and planning around load-bearing and mechanical obstacles.