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Air filters with a MERV rating of 11 or higher need to be changed every three to six months. If your filters are incredibly strained because of environmental factors, such as living in a smoggy, pollen-rich area with a large household, you may need to change your filters every two months regardless of the MERV rating.

You should plan to change your AC unit's filter every one to three months, depending on the manufacturer's recommendations. You should also clean the coils at least once per year, but if you have pets or someone in your household has allergies, you might need to clean them more often. Fortunately, many pros will clean the coils and change the filter for you during an inspection, which you should schedule once or twice per year.

As a general rule, HVAC air filters should be replaced every one to three months (or every 90 days). However, the ideal frequency depends on several factors, including the filter type and your home's environment. For instance, if you use thinner filters (1-2 inches deep), have pets, have household members with allergies, smoke indoors, or frequently keep windows open, you may need to change the filter as often as once a month. It's best to follow the manufacturer's recommendation as a guideline and visually inspect the filter monthly to see if it's dirty. Regular filter changes are crucial for maintaining proper airflow, good indoor air quality, and efficient HVAC system operation.

The best way to save money on HVAC repairs is by regularly having your system inspected and maintained. This can prevent bigger problems and costly repairs and replacements in the future. It’s also smart to buy quality equipment and hire companies that provide warranties on equipment and labor. If you need repairs, you may be able to save money by cashing in on rebates and incentives or keeping the area around your HVAC unit clear to shorten the time your contractor needs to spend in your home.