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Siding questions, answered by experts

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

The biggest con of insulated vinyl siding is that it’s more expensive than traditional vinyl siding. If you’re hoping to save costs on your siding project, you’ll have better luck finding budget-friendly vinyl siding, which can cost as little as $2 per square foot, installed.

You should install your cedar shake siding with the rough side exposed. The smooth side is less resistant to weathering over the years, and the rough side gives your home a more rugged aesthetic. The rough side also takes to paint better and ensures any paint job will last longer before needing to be redone.

Vinyl is lightweight, easy to install, durable, and long-lasting, and as long as a professional installs it, it should remain waterproof for several decades to keep your home protected. It can hold out against extreme weather conditions, and it doesn’t make a nice home for any sort of insects. Plus, vinyl is affordable and comes in a variety of looks and colors. When it comes to board and batten siding, vinyl is one of the most affordable material options.

If you’re wondering how to clean clapboard siding, the approach depends on its material and condition. Siding in good shape may need only light soap and spray from the hose, while older siding often requires more thorough treatment. For serious cleaning, power washing can remove caked-on dirt, but you should consider hiring a professional to avoid causing damage in the process.

The Flanders, NJ homeowners’ guide to siding services

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