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In most municipalities, snow removal is compulsory in public spaces, including the sidewalk in front of your house, so you need to remove snow there. You could face fines for failure to clear your sidewalk in a timely manner—usually within 24 hours of the snowfall stopping. More importantly, your sidewalk needs to be safe for pedestrians to use, and you could face legal issues if someone slips on your sidewalk because you failed to clear it. Sidewalk removal services might seem expensive, but they’re well worth it to avoid these issues.

It’s the reverse of home de-winterization. To winterize, you purge your plumbing system (including your water heater and all piping) of water. Some experts also recommend filling fixtures with an antifreeze solution. Other tasks involve winterizing sprinklers, sealing foundation vents, check weatherproofing around doors and windows, and more.

Whether or not an annual snow removal contract is worth it depends mainly on location. If you live in an area with frequent heavy snowfall, a yearly contract could be better than paying per clearing. If you live in an area where it only snows a few times a year, paying per snowstorm may be a better option.

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.