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No, shock and chlorine are not the same thing, though they are related and both are used for pool maintenance. Regular chlorine, often in the form of tablets, is a sanitizer used for routine, day-to-day maintenance to keep a steady chlorine level. Pool shock, however, is a highly concentrated dose of chlorine used periodically for a more intense cleaning. It rapidly raises chlorine levels to fix issues like cloudy water or algae growth and also eliminates chloramines, which are byproducts of regular chlorination. Because their purposes and concentrations differ, they are not interchangeable, and proper pool care typically requires using both.

If you put too much chlorine in your pool, it can make the pH level more acidic, creating a health risk. You might experience symptoms like nausea, dizziness, vomiting, skin rashes, and irritation in the eyes, nose, throat, and lungs. To lower the chlorine level, you can turn off your chlorinator or chlorine feeder, add more water to dilute the pool, or remove the cover to let sunlight naturally reduce the chlorine.

Certain pools serve as a middle ground between traditional swimming pools and hot tubs. The two main options are plunge pools and swim spas. A plunge pool (or cocktail pool) is smaller, but you can add spa-like elements such as heating and jets. A swim spa is more similar to a hot tub, but it produces a current that allows you to swim in place (similar to how a treadmill lets you run in place). 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.