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You're more likely to find a hobo spider outside rather than inside your home. If you do find one in your home, don't panic. You can remove the spider by catching it in a glass or cup and transporting it outside. You may also vacuum up the spider and remove it by emptying the vacuum bag. 

If you notice more than one spider, it may be a good idea to hire a local pest control company to check out the situation and recommend a course of action. 

Tree sap is not usually dangerous to humans or pets. But some trees do produce dangerous sap. Notably, ash, birch, cedar and similar saps can irritate the skin but aren’t dangerous. Sap from trees like the Brazilwood, Mahogany, Milky Mangrove or well-named Poison Walnut can be corrosive, cause nausea, or trigger those with asthma. But for most backyard trees, protective equipment like a sturdy pair of gloves should be fine.

Both insects can damage wood, but there are key differences between termites and carpenter ants that tell them apart. Carpenter ants tunnel through moist wood, leaving behind smooth tunnels and sawdust-like piles, as they don't eat the wood but rather carve it for nesting. In contrast, termites actually consume wood, creating irregular galleries filled with mud and dirt, and leaving behind mud tubes as their signature. In terms of appearance, carpenter ants have segmented bodies with heart-shaped heads and larger front wings, while termites have more oval bodies with straight antennae and equal-sized wings.

Yes, bears can smell through walls if they are close enough. Estimates vary, but experts say bears can smell up to a maximum distance between one and 20 miles. Food inside a house does not attract bears to the degree that food left outside does, though.