Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

While you should avoid draining an above ground pool on a regular basis, it may be necessary if you are experiencing common signs of major pool problems. When you fully drain your pool, do so slowly with the proper equipment and always avoid draining on a very hot day. In many cases, the pool liner and equipment depend on the cooling effect of the water.

Off-season pool-building prices often align with the time of year you're least likely to use a pool. Many contractors offer deals in the late fall and winter to bolster the slow time of year. However, if you live in an area with freezing winters, you'll need to wait beyond the final frost and threats of extreme weather.

It’s a good idea to wait at least 24 hours after opening your pool before you swim in it. Pool opening often involves shocking the water, and the chemical levels need to come down a bit before it’s safe to swim. You can continue testing your water pH and chlorine levels if you’re in a rush. It’s wise to wait until your chlorine levels drop to under four parts per million (ppm) and you have a water pH of between 7.2 and 7.8. You can artificially lower your water pH to speed up the process.