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Homeowners are usually not responsible for trees that fall on power lines. Power companies usually have utility easements around power lines, which give them the responsibility to maintain any trees within about 15 to 20 feet of the lines.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

We don’t recommend DIY tree trimming for a few different reasons. First, the tools required to trim a tree can be costly, up to $1,100 or more, for the ladders and specialized saws needed. 

Safety is another concern, especially when working with more mature trees. As a guideline, you should only DIY tree trimming when branches are less than two inches in diameter. Any more, and the safety risk becomes too high, which could lead to catastrophe. For this job, it’s safest to let a tree-trimming professional assess the work needed.

Pruning trees is important for several reasons. It improves tree health and strength by removing dead, diseased, or unwanted branches, which in turn encourages new growth and can help treat disease. For fruit trees, proper pruning can lead to a larger and better-quality harvest. Pruning also enhances safety by removing weak limbs that could break and fall, potentially causing injury or property damage, especially during storms. Beyond these functional benefits, pruning can also improve a tree's appearance. To ensure pruning is done correctly for the tree's long-term health, consider hiring a professional.