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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

It depends on the construction of your wall. Most handypeople can fix small holes in drywall. If your wall is plaster or brick, more significant damage may require a drywall contractor or a mason. Hiring a handyperson costs less than a more specialized type of contractor, but they’re not trained in all types of wall repairs.

Repairs typically take 2-4 hours for small areas. Larger or more complex repairs may require additional time.

Many services include repainting to match the existing surface. Confirm with your provider.

Plaster ceilings can sag for several reasons. In some cases, the plaster and other building materials shift and come apart over time, which is why you’ll commonly find drooping plaster ceilings in older homes. Improper installation, foot traffic, and water damage—often from a leaky roof or a broken pipe—can also cause plaster ceilings to sag.

The Hamlet, NC homeowners’ guide to plaster repairs

From average costs to expert advice, get all the answers you need to get your job done.