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While homeowners connected to a municipal sewer line still have to keep up with plumbing maintenance, the downside to a septic system is that all the maintenance falls on the homeowners. Not calling in a pro to pump the tank every few years or accidentally flushing or draining the wrong types of materials can quickly cause clogs, which can back up into drains around the home.

All municipalities in the U.S. require a permit for septic tank installation or septic system alteration, and the permit will usually cost between $450 and $2,500. Some municipalities also require permits for septic system repair. You’ll either need to contact your local building department or your septic tank company to ask if this is necessary before carrying out the work. Permits are not typically required to have your septic tank pumped, so provided your septic company is licensed, you can move forward with the work as needed.

If the toilet is overflowing but there’s no clog, that’s a sign that the issue is deeper in the system, and plunging may not help. A blockage in your home’s plumbing, the plumbing vent, or even city sewer lines can cause toilets to overflow. The issue could also be the toilet itself if the filler float isn’t set to the correct height or if parts are damaged or worn out.

Your septic tank naturally contains the good bacteria it needs, so you typically don't have to add more as the system produces them on its own. However, if you wish to replenish the bacteria, you can use natural methods. For example, you can add three rotten tomatoes to your garbage disposal or flush 1/4 ounce of active yeast down the toilet every three months. While store-bought septic enzymes and chemicals are available, many additives are unnecessary and may even harm your system. The most effective way to maintain a healthy bacterial balance is to avoid using chemical drain cleaners, which can kill the beneficial bacteria in your tank.