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Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Yes, you can build a deck over your outdoor HVAC unit, but you need to leave at least 5 feet of vertical clearance above the unit. If you don’t want your deck to be that high off the ground, you could build a floating deck in another part of your yard—again, as long as you leave at least 4 feet of horizontal space between the deck and your AC unit.

Deck stairs should have at least three stringers rather than two. The recommended minimum width for stairs is 36 inches, and the International Association of Certified Home Inspectors recommends at least three cut stringers to provide sufficient support on wood decking stairs of this width. Generally, stringers should be a maximum of 16 inches apart for wood decking and 12 inches apart for more flexible composite decking.

When staining a deck, don’t skip surface prep, avoid staining damp or dirty boards, and don’t apply stain in extreme heat, cold, or wet conditions. Never overload the wood with a stain, as too much can cause tackiness or peeling. Also, don’t forget to test a small area first to ensure the color and finish look right.