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Avatar for Eaton Consolidated
Eaton Consolidated
5.0(
6
)
Find a Custom Home BuilderShelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

Approved

"Chad and Scott did a fantastic job, from concept to completion of our project. We needed an interior wall, framing, door, drywall, texture, & painting, & all the details to enclose our kitchen from our entry. They understood our concept, and had the work done from start to finish in 2 weeks. Meticulous, detail-oriented, polite, & fun to have them here in our home are how we would describe our relationship with Chad & Scott. They even let us keep adding other small projects along with the wall construction, always being cheerful & accommodating. We would definitely recommend them to our friends & neighbors for any projects! Susan & Larry"
Shop front
Kitchen
Butler nook
Master bedroom
Master bath

+6

Response time1 day
Response rate100%
Avatar for R&T Services
R&T Services
5.0(
5
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

Free estimates

Warranties offered

"They are excellent contractors. They listen to what we wanted done, made suggestions as to how to improve upon our ideas and did excellent work. They have a great eye for detail . They exceeded our expectations and did it at a fair price."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+17

Response time2 days
Recommended by100%of homeowners
Avatar for A.T.F. Construction
A.T.F. Construction
5.0(
10
)
Shelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

Free estimates

Credit card accepted

"Setting the Standard! The crew that came out to my house was very skilled, efficient, responsive and easy to communicate with. Against the Fences made sure the work was well coordinated so there were no delays. They kept the work flowing so the project was completed on time. My new deck and sun room looks amazing! It feels like we are in a brand new home. I am truly thankful I called for their services. I would not hesitate to recommend Against the Fences to everyone."
Asphalt driveway
Old sliding door
Water line service and tap
Before
Hardwood Flooring Sales/Installation/Refinishing Project

+16

Recommended by100%of homeowners
Avatar for Lundgren Homes
Lundgren Homes
4.6(
14
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Chayse came around the first time and wasn't able to solve the problem because he didn't have the proper equipment. The second time he came and was able to get 2/3 of the job done. I asked him to also help me install the faucet but he wasn't able to do it because he said the parts didn't fit. Apparently he did not have experience installing widespread 2-Handle faucet. I ended up installing it myself without having to go to home depot buying any extra part."
Bathroom before picture. The existing sink sticks out a couple of inches into the doorway.
A functional sink was installed that did not come out into the doorway. A custom cabinet needed to be built for the plumbing.
Tiny Old Bathroom Remodel
Additional Photos
Additional Photos

+26

Recommended by100%of homeowners
Avatar for Rocky Mountain Builders Inc
Rocky Mountain Builders Inc
5.0(
4
)
Find a Custom Home Builder

Serving Plains, MT and surrounding areas

In business since 1995

Free estimates

Warranties offered

With over 30 years of experience as a Custom Luxury Home Builder, Rocky Mountain Builders Inc is who you need to take care of your home. We handle everything from the initial consultation to making sure your property looks perfect every single time. We will always treat your property as we would treat our own, and you will be surprised how simple and easy our team will make the whole process seem. Give our team a call today. We're looking forward to working with you!\n\nwww.rockymountainbuilders.com

Whitefish Lake House
Main staircase
Guest Bathroom
Hallway approach
Front Entry

+53

Response time5 hrs
Response rate100%
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes can go up or down in value depending on a few factors. In areas where real estate is appreciating, the value of modular homes is likely to increase, and vice versa. Additionally, the value of modular homes depends partially on the area. In cities where every other home is stick-built, modular homes might be considered a functional obsolescence, in which case they could be less desirable and go down in value. In either case, though, modular homes can still be a good investment, especially since they provide housing at a lower upfront cost.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

Building a house without blueprints is not advised. It will prevent you from obtaining necessary building permits and meeting building codes and is likely to result in shoddy construction and unsafe living conditions. Detailed blueprints ensure that a house is built to exact specifications and is constructed safely and structurally stable.

While it’s never too early to start planning for a major home improvement project like a home addition, give yourself at least a month or two to plan and design your addition, find a contractor, and get the permits in order. For larger projects like a second-story addition that require designing with an architect, plan on three to four months of preparation.

The Plains, MT homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.