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Avatar for Eaton Consolidated
Eaton Consolidated
5.0(
6
)
Find a Custom Home BuilderShelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

Approved

"Chad and Scott did a fantastic job, from concept to completion of our project. We needed an interior wall, framing, door, drywall, texture, & painting, & all the details to enclose our kitchen from our entry. They understood our concept, and had the work done from start to finish in 2 weeks. Meticulous, detail-oriented, polite, & fun to have them here in our home are how we would describe our relationship with Chad & Scott. They even let us keep adding other small projects along with the wall construction, always being cheerful & accommodating. We would definitely recommend them to our friends & neighbors for any projects! Susan & Larry"
Shop front
Kitchen
Butler nook
Master bedroom
Master bath

+6

Response time1 day
Response rate100%
Avatar for R&T Services
R&T Services
5.0(
5
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

Free estimates

Warranties offered

"They are excellent contractors. They listen to what we wanted done, made suggestions as to how to improve upon our ideas and did excellent work. They have a great eye for detail . They exceeded our expectations and did it at a fair price."
Additional Photos
Additional Photos
Additional Photos
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Additional Photos

+17

Response time2 days
Recommended by100%of homeowners
Avatar for A.T.F. Construction
A.T.F. Construction
5.0(
10
)
Shelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

Free estimates

Credit card accepted

"Kaleb and Logan were excellent to work with. Very professional and completely our project in a timely manner. Would definitely recommend them for any projects that you need some help with."
Asphalt driveway
Old sliding door
Water line service and tap
Before
Hardwood Flooring Sales/Installation/Refinishing Project

+16

Recommended by100%of homeowners
Avatar for Lundgren Homes
Lundgren Homes
4.6(
14
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Plains, MT and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Chayse came around the first time and wasn't able to solve the problem because he didn't have the proper equipment. The second time he came and was able to get 2/3 of the job done. I asked him to also help me install the faucet but he wasn't able to do it because he said the parts didn't fit. Apparently he did not have experience installing widespread 2-Handle faucet. I ended up installing it myself without having to go to home depot buying any extra part."
Bathroom before picture. The existing sink sticks out a couple of inches into the doorway.
A functional sink was installed that did not come out into the doorway. A custom cabinet needed to be built for the plumbing.
Tiny Old Bathroom Remodel
Additional Photos
Additional Photos

+26

Recommended by100%of homeowners
Avatar for Rocky Mountain Builders Inc
Rocky Mountain Builders Inc
5.0(
4
)
Find a Custom Home Builder

Serving Plains, MT and surrounding areas

In business since 1995

Free estimates

Warranties offered

With over 30 years of experience as a Custom Luxury Home Builder, Rocky Mountain Builders Inc is who you need to take care of your home. We handle everything from the initial consultation to making sure your property looks perfect every single time. We will always treat your property as we would treat our own, and you will be surprised how simple and easy our team will make the whole process seem. Give our team a call today. We're looking forward to working with you!\n\nwww.rockymountainbuilders.com

Whitefish Lake House
Main staircase
Guest Bathroom
Hallway approach
Front Entry

+53

Response time5 hrs
Response rate100%
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Home Building questions, answered by experts

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

While many different factors determine whether a house is classified as a villa, many villas are detached homes with a European design influence, often with an emphasis on luxury and comfort. Modern villas often feature outdoor spaces such as terraces, gardens, or patios.

The Plains, MT homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.