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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Beyond having an inspection, it’s important to do chimney maintenance at least annually to be certain the chimney is safe to use. Cleaning the flue of any built-up particles, creosote, and soot reduces the risk of fire. Fortunately, the cost of hiring a pro to do a chimney inspection often includes a chimney cleaning, so you may not have an extra expense for maintenance.

Yes, it is generally safe to have a fire pit on a deck, but you must adhere to building codes and take several safety precautions. For both built-in and freestanding models, you must use a heat-resistant barrier, such as a fire pit pad or heat shield, between the pit and the deck. Additionally, consider the weight of the fire pit and ensure your deck can structurally support it, reinforcing it if necessary. The fire pit must also be positioned a safe distance from your house, particularly from materials like vinyl siding, to prevent heat damage.

Yes, professionals install sprinkler systems for enhanced fire suppression.

There are a few things you can look out for to ensure your chimney is safe to use. Check for the following issues:

  • Cracks or missing pieces in the masonry of the chimney

  • Creosote buildup in the chimney, which is a black, tar-like substance

  • Cracks, stains, or scorch marks in the firebox

  • Water stains in or around the fireplace

  • A broken or stuck damper

The Shubuta, MS homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.