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Gunite pools are not exactly easy to maintain—but we wouldn't call them "high maintenance." It's one of the longest-lasting pool options, but its porous surface does require a lot of care. You’ll need to thoroughly clean the pool often to prevent stubborn algae growth, and the pool will require higher chemical levels to keep it clean. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Pool concrete or gunite can take several weeks to cure, or an average of 30 days, before workers can resume construction. Additional work and finishes push the time to build a pool out of concrete to between three and six months. There are many types of pools that take far less time, so keep these in mind if you're on a short timeline.

The total time to install an inground pool typically ranges from 8 weeks to 4 months. This timeline can be influenced by several factors, including permitting, site preparation, and the construction process itself.

Key phases and their typical durations include:

• Permits: Obtaining necessary permits can take anywhere from two to six weeks.

• Excavation and Site Preparation: This phase takes about a week but can be extended by problematic soil, unexpected ground conditions, or the need to move underground utility lines.

• Construction: The actual build, including plumbing and electrical work, often takes one to two months. The pool material is a major factor here; a concrete pool needs about 30 days to cure, while installing a fiberglass or vinyl liner is much faster.

External factors can also cause significant delays:

• Contractor Availability: Spring and summer are busy seasons, and high demand can lead to long waitlists, potentially adding months to your start date. It is often recommended to start planning and getting estimates up to a year in advance.

• Other Delays: Weather, material shortages, complex designs, and other unforeseen challenges can extend the project timeline.