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Structural Engineering questions, answered by experts

Yes, walls on the top floor can be load-bearing if stacked on the floor’s foundation.

The National Association of Home Builders requires repair of any foundation crack of more than one quarter of an inch, although local regulations may vary. In general, any visible crack that is growing in size, allowing water through, or that you have just noticed, is a good reason to call a structural engineer. Cracks can be a sign of a sinking foundation, so an inspection is a good idea for your peace of mind.

A split-level home is one that has several staggered floors connected by short staircases, while a split floor plan separates the primary bedroom from the rest of the bedrooms. Split floor plans are most often found in single-story homes, while split-level homes are always at least two stories.

Most lenders and homeowner’s insurance companies don’t mandate a structural engineer’s inspection, so in most cases, it’s not required. However, it’s a good idea to have one done anyway to ensure you know what you’re buying. You can use the report to carry out repairs after closing or even to negotiate the sale price before closing.

The essential difference between an architect and an engineer is that architects typically focus more on the aesthetic design of buildings, although not without consideration for the structural integrity of the building. Engineers focus more on the structural, technical, and practical aspects of whether and how an architectural design can be built as drawn. You may need to hire both types of professionals if you’re designing and building a new home.

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