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Yes, a water leak poses a major fire risk at your home because water is a conductor of electricity. Water that comes into contact with sparks or electrical wires can instantly ignite flammable materials. Additionally, any type of exposure to water can cause wires and other electrical components within your home to corrode. When assessing categories of water damage, it's important to know that even a small amount of moisture near wiring could cause sparks that lead to a fire.

By nature, two-prong outlets aren't grounded—but the box they run to might be, which makes them safer. The safest way to test if an outlet is grounded is to purchase a circuit tester, which cost about $20 at home improvement stores. 

If you discover your outlet (or outlets) aren't grounded, know that this greatly increases your risk of personal injury and electrical fires. You may want to consider installing new three-prong ground fault circuit interrupter (GFCI) outlets. On average, the cost to install GFCI outlets is about $210 per outlet.

It is safe to run a generator continuously, but you must follow safety protocols to ensure personal and home safety. Read the manufacturer’s instructions for specific recommendations, but the general recommendation is to turn generators off overnight or when you’re away from the house. Overworked generators can pose a fire hazard and if your generator is not in a well-ventilated area, running it continuously could lead to carbon monoxide poisoning.

There are many signs it is time to replace an electrical panel, starting with flickering lights. Other tell-tale signals include overheating appliances, light fixtures that cause an electric shock, hissing or crackling from the breaker box, burned or blackened spots near the breaker box, and breakers that trip whenever activating power-hungry appliances like microwaves.