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Top-Rated Home builders in Heidelberg - Updated Nov 2026

Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Heidelberg, MS and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
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+2

Recommended by65%of homeowners
Avatar for Monroe Construction
Monroe Construction
5.0(
6
)
Shelter or Outbuilding - Build

Serving Heidelberg, MS and surrounding areas

In business since 2019

Free estimates

Small jobs welcome

"I highly recommend James Monroe Construction. They recently did some painting for us. They also made some repairs to some of our sheetrock and wallpaper. They did an awesome job. It looks great. They are professional and respectful. I will hire them again."
Response time3 days
Recommended by100%of homeowners
Jarmon and Son's Construction
4.6(
17
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Heidelberg, MS and surrounding areas

In business since 1989

Free estimates

Emergency services offered

"Mr. Alexander and his crew showed up on time. When the job need more than the estimate, I received a phone call. He gave me an estimate on the additional work. These guy work diligently all day and even put my wife’s garden ornaments back in place before leaving. I will hire them for any other job that arises."
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+1

Recommended by100%of homeowners
Avatar for Foxwood Company
Foxwood Company
4.3(
12
)
Find a Custom Home Builder

Serving Heidelberg, MS and surrounding areas

In business since 2006

Free estimates

Credit card accepted

"Foxwood has completed several projects for me, including kitches cabinets and a custom farm house sink. I would highly recommend Foxwood due to their professionalism, quality of work, and price point. Will use again for other projects!!!"
Response time3 hrs
Recommended by100%of homeowners
Avatar for Sentri Homes
Sentri Homes
2.7(
62
)
Find a Custom Home Builder

Serving Heidelberg, MS and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."
11 neighbors recently requested a quote
Avatar for Sherman Construction
Sherman Construction
4.6(
5
)
Shelter or Outbuilding - Build

Serving Heidelberg, MS and surrounding areas

In business since 2020

Credit card accepted

"I actually had Mr. Sherman do a couple projects for me. I was Very pleased with his work. I felt comfortable having him around my property. He did an excellent job each day of cleaning up around my home before he left for the day. If he told me he would do it , he did it. I had no issues at all with him keeping his word on what or how heâ  d do things. I would definitely call Sherman Construction again!"
Response time4 hrs
Recommended by100%of homeowners
Avatar for Overstreet Construction&roofi.g.l.l.c
Overstreet Construction&roofi.g.l.l.c
4.0(
5
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Heidelberg, MS and surrounding areas

In business since 1969

Free estimates

Emergency services offered

"

Job was done on the date promised, in the time span estimated and at the price quoted. The two man team properly braced the porch roof before tearing the old column out. They built the new column on site. The team removed all tear down debris as well as the trash from the construction phase (a really big plus in my book since I have had other contractors leave their trash for me to clean up.) The contractor asked for a deposit before they began and the balance after the work was completed. I marked them down on punctuality since they told me that they would be here at 9:00 but it was 90 minutes later before they arrived and another 30 minutes before they started work. As I said above, the work completion was promised for the end of the day and they met that.


"
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Recommended by80%of homeowners
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Home Building FAQs, answered by experts

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

Buying a house is easier than building one from scratch. Buying an existing home is almost always faster, even if you need to make renovations once you move in. When you hire the right team to build a home, they will simplify the design and build phases so that there is little guesswork throughout the process, but building new construction will almost always take longer than buying an existing home.

The Heidelberg, MS homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.