Get matched with top home inspectors in Grenada, MS

It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

From the underwriter to the home inspector, the team working to help you buy a house is there to make sure it is a sound financial decision and that the house is worth what you're paying for it. 

A sale can fall through when a mortgage lender discovers the cost of the home plus closing costs is too high for your current financial status. Another potential issue is that an inspector or appraiser can find issues with the home that halt the sale if the offer is far higher than what it's worth.

The difference between an energy auditor and a home inspector is primarily in the purpose of the inspection. The energy auditor conducts tests in your home to determine the energy efficiency levels in areas like windows, insulation, and doorways. The auditor then makes recommendations for ways to improve a home’s energy efficiency. 

A home inspector examines various structures of your home to determine that everything is up to code and gauge the condition of features like the roof, foundation, HVAC, and electrical. The home inspector reports on the overall home and makes repair recommendations.

The standard home inspection period is typically around 10 days from when your offer is accepted, but this can range from one week to 21 days. The exact duration depends on factors like your location, the current state of the housing market, and how quickly the seller needs to close the deal. This period is the time you have to conduct a home inspection and decide whether to move forward with the purchase or back out. To confirm your specific timeline, you should check your offer agreement, as the language defining the inspection period will be included there.