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Yes, basement insulation needs a vapor barrier due to its susceptibility to moisture seeping in from the outside of the house. You should install a moisture barrier before you install insulation or purchase insulation that comes prebuilt with a moisture barrier to avoid water damage in your insulation and costly mold and water remediation expenses. 

Yes, it is possible to over-dehumidify a house by removing too much moisture from the air. This can create an overly dry environment that negatively affects those with respiratory or skin issues, and may cause your skin, hair, and sinuses to feel dry. However, this is unlikely to happen with most modern dehumidifiers, as they are equipped with moisture sensors and adjustable settings. These features allow the unit to pause automatically when the desired humidity level is reached, preventing the air from becoming uncomfortably dry. In contrast, older or more basic dehumidifiers left running for too long could potentially over-dry the air. To avoid this, aim for a balance between removing excess moisture and maintaining a comfortable environment. You can often monitor your home's humidity levels using a modern thermostat for guidance.

Yes, it is generally unhealthy and can be dangerous to live in a damp basement. The damp air can negatively affect your breathing and lungs, and the moisture promotes mold growth and pest infestations. Inhaling mold spores or waste particles from insects and rodents attracted to the moisture can be hazardous. This damp, moldy air can also circulate into your main living area. It is crucial to resolve any moisture problems and implement preventative measures before using your basement as a living space.

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.