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Not every home needs window capping. Whether or not you need to cap your windows depends on your climate and window frame materials. Wooden windows should have window capping if moisture is a problem. Arid climates like the Southwest may not need window capping due to low rainfall and low humidity.

It depends on the insurance company policy, but many companies will offer a discounted rate if you install impact or hurricane windows as they reduce the chance of damage to your home. If you are interested in this perk, make sure to discuss it with your insurance company, as they will likely need your windows to meet certain standards, such as those set by the American Society for Testing and Materials.

No, it’s not normal for windows to rattle in the wind. If they do, it may signal that there’s a larger problem at play. Common reasons that windows rattle in the wind are because the glass isn’t secure enough, the frame is loose, or the wood is rotting. In any of these cases, you should identify the problem and take steps to fix it.

While plywood will keep winds and debris from shattering your windows from the outside, window film can help protect your windows from the inside. Window film can keep a window from shattering. If your windows break, the film can hold the shards of glass in place, reducing the risk of cuts.

While you may sometimes see window film marketed as "hurricane window film," note that it doesn't provide sufficient hurricane protection on its own. It's no substitute for plywood, storm windows, or hurricane shutters.