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The best time of year to purchase or replace an HVAC system, including components like an air conditioner or furnace, is during the off-season—spring and fall. During these periods, HVAC professionals are less busy than in summer and winter, when extreme temperatures create urgent demand. Shopping during the off-season can lead to savings of 10% to 15% on an AC unit and allows you more time to find the best deal and other cost-saving incentives. Typically, air conditioning units go on sale in the fall after demand drops, while furnace prices tend to decrease in the spring.

The cost of heating oil fluctuates rapidly based on supply and demand, but the average price is between $4.00 and $4.50 per gallon, which means filling a standard 275-gallon tank would cost between $1,100 and $1,240. Much like automotive gasoline, the price of home heating oil changes constantly, so the only way to get an accurate and current price per gallon is to contact a heating oil delivery company. Some companies also offer contracts with a set price that should be an average cost over the contract term.

While you’ll pay more upfront for a brand-new HVAC unit, you can save money in the long run. Here’s how to save on your new HVAC system:

• When purchasing a high-efficiency system, your energy bills will be lower in the future.

• You may be eligible for special offers from your local energy company.

• Depending on the system, you may be eligible for HVAC rebates and tax credits.

• Choose to replace your air conditioning unit and furnace simultaneously to save on labor and installation costs. 

Chilled water HVAC systems use water instead of traditional components and refrigerants. They're more common in commercial settings than residential ones but are slowly being adopted by some homebuilders to cool homes. As the name implies, the system keeps the water chilled at 40 degrees and circulates it through water coils. The water absorbs the heat from your home and drains outdoors. Condo apartments are more likely to have chilled water HVAC than single-family homes because this system is designed to cool several rooms or large areas individually.