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Federal and Colonial architecture are similar in that they both appear mostly utilitarian and symmetrical, but Federal architecture is a bit more ornate. Federal design often includes decorative palladium windows, window lintels, and, sometimes, columns surrounding a more decorative portico. Inside, Federal architecture is set apart by its centrally-located oval room. Additionally, Federal homes tend to have brick facades, whereas Colonial homes more often have wood siding.

Costs depend on project complexity, materials, labor, permits, and required revisions.

A floor plan is a less detailed illustration showing a building or room's layout from above, including elements like windows, doors, walls, and fixtures. It offers a simplified view for homeowners. In contrast, a blueprint is a more detailed, to-scale architectural drawing that includes all parts of the building plans, such as structural elements, construction details, and utility schematics. While a floor plan can be a type of view within a blueprint, the complete blueprint contains all the necessary details to turn the plan into a reality.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.