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Concrete log siding offers some cost savings when compared to wood logs. Real wood logs require ongoing maintenance that can total up to $750 annually, while concrete log siding doesn’t require annual maintenance. Since concrete log siding exceeds the requirements of most building codes, it can also lower insurance premiums and boost resale value.

Vinyl log siding is durable, rot-resistant, colorfast, and scratch-resistant, and it can last for an average of around 30 years. Some vinyl siding can last for up to 60 years with proper maintenance. You won’t need to repaint or restain this type of siding every several years like you would with wood, so ongoing costs and upkeep will be minimal. Although it’s relatively low maintenance, you should still wash your vinyl log siding twice per year. Doing so will increase its longevity, remove any mold, and retain your home’s curb appeal.

Wood siding requires that air can circulate behind it and that water can drain away if necessary. Your home needs a water-restrictive barrier underneath furring strips to achieve the air and water gap.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.