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Uneven floors often signal structural issues in a home, so taking them seriously is vital. If you buy an older home with slightly uneven floors, check that your inspector thoroughly inspects the foundation to catch any potential issues early. And if you notice that your floors are becoming more uneven over time, call a pro to check your foundation ASAP.

As you look for quotes for flooring repair, consider how the severity of the problem and the accessibility of the damage will impact your costs and budget.

Refinishing a few hardwood planks with minor scratches will cost thousands of dollars less than completely replacing an entire water-damaged floor. Likewise, a first-floor structural problem in a house with an unfinished basement is easy to access from below, while a similar issue on a second-story floor will require your flooring pro to remove several layers to get to the damage.

Houses naturally settle over time, but they should settle uniformly with no apparent settling in one spot. If your floor is uneven but only in a particular area of your home, differential settlement could be the problem. This can be caused by improper drainage, erosion, expanding soil, earthquake activity, or poor construction techniques.

It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.