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Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

Asphalt roofs provide better insulation than metal roofs, but that doesn’t always mean that asphalt roofs are better for reducing heating and cooling bills. In hotter climates, metal roofs will usually be better for home efficiency because the material reflects more sunlight and reduces solar heat gain. In colder climates, asphalt roofs are sometimes superior in terms of efficiency because they introduce more solar heat gain to your home and have greater insulating capabilities. However, metal roofs installed with an air gap can provide similar levels of insulation.

Yes, moss can be dangerous for your roof if left in place to grow without treatment. The moss soaks up and holds moisture. Having a constantly damp roof could lead to problems with rot for the parts of the roof that consist of wood. Additionally, a patch of thick moss may draw insects and birds, which could damage the roof. Thick moss could block the roof’s drainage system. Water then may back up after a rainstorm and cause further damage that could eventually lead to roof repair expenses or the cost of roof replacement.

The roof pitch on a Cape Cod house is normally 8/12 or 10/12, meaning the roof rises 8 to 10 inches for every 12 inches of horizontal run. This is steeper than the now-standard 6/12 pitch, as Cape Cod homes were originally popular in northern states, where the steeper pitch helped snowfall slide readily off the roof.