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Avatar for Haven Homes & Design Co. LLC
Haven Homes & Design Co. LLC
5.0(
20
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

Approved

In business since 2010

Free estimates

Emergency services offered

"Haven Home and Design (Spencer and Co) did a great job making new doors for my husbands tool shed and also replacing a storm door on my house!! Great work, very reasonably priced!!! I plan to hire them in the spring to do some more work!!! ?"
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+9

Response time8 hrs
Recommended by100%of homeowners
Avatar for Construction As Investment LLC
Construction As Investment LLC
4.0(
41
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

In business since 2004

Emergency services offered

Credit card accepted

"He was very quick to respond to my calls, and once we decided we'd like him to come out to our house for an estimate he was out to our house the next morning (he conveniently had another client meeting in the area). He seemed knowledgeable and provided insight into what finishing my basement would entail. One particularly important thing he noticed is that the ceiling height in some areas of the basement were a couple inches shy of being "up to code." I was glad he was looking out for potential issues already - it shows his ability to plan ahead and account for possible road blocks.  Aside from that, his prices seemed very reasonable! If, or rather  when, I begin doing my basement remodel (which will now likely not be until next summer) I will definitely be keeping Vitaly in mind for the job.
"
7332 Fremont
1609 84th Ave
2717 84th Ave Brooklyn Park
Recommended by81%of homeowners
Avatar for Sears Home Improvement Products
Sears Home Improvement Products
3.7(
1,712
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

In business since 1886

Free estimates

Credit card accepted

"Sears Home Improvement Products have washers and fittings to repair washing machines and such. The staff seem real knowledgeable and they were friendly with my son when my son was asking the sort of questions he asks everyone! The pricing is reasonable."
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Recommended by74%of homeowners
Avatar for Greene Construction Inc
Greene Construction Inc
4.4(
107
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

In business since 1989

Free estimates

Emergency services offered

"Greene Construction Inc was amazing. The best contractor I have ever had and will use them again for sure.
First they installed the egress window for us and the next day came back to build a pine wall and door so our middle child could have his own bedroom.
It took two full days and it was worth it. Both mornings they showed up at 8 AM and worked until it was done. They cleaned up well after the work was done as well.
The company is great and I recommend them to all.
TJ and Gary do great work and are really nice guys and they know what they are doing.
Demian, who is the owner - is the kind of contractor you want - A great one.
He was on vacation when I first contact him and he got back to me right away to set up a meeting. A contractor that actually wants business - finally!
Friendly, honest, great work and prompt.


"
Recommended by94%of homeowners
Avatar for Heinen Contracting Inc
Heinen Contracting Inc
3.8(
58
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

In business since 1995

Free estimates

Emergency services offered

"I'll make this short, but could write a novel. From the start he was great to work with, then once work began dates kept getting pushed and pushed. the wrong garage door was installed, I had a garage door opener installed that I didn't ask for (but am glad it's there now), the service door was the wrong swing, the apron had to be redone due to being the wrong size and it didn't have a slope to it. I heard over and over that he was just the messenger to relay the information to his sub-contractors. the project was completed one month after the 'promised' completion date. Once the project was comlete I have to say that I'm happy with the finished product, just the process was VERY frustrating. That's the short version...take it for what you will."
Backyard Retreat
Heinen Contracting Inc
Heinen Contracting Inc
Basic Level 20 x 22 Garage
20 x 24 Tudor Style

+4

Recommended by82%of homeowners
Avatar for Sharpe Construction LLC
Sharpe Construction LLC
4.7(
46
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

In business since 2006

Free estimates

Emergency services offered

"Overall we were satisfied with the quality of the job but we did run into some issues. Sam said it would take 2 days to complete but it ended up taking 6 full days. Unfortunately I had to use a lot more vacation to be home for this than I anticipated. We ran into some issues with the sub-contractors. One guy got nothing done the day he was there and then never showed up the next day. To Sam's credit, he called in another framer and the work was started as soon as possible. The quality was decent but we ended up having to fix some spots ourselves and add some extra framing to make the areas aesthetically pleasing. The crew members were all polite and cleaned up after themselves, which I always appreciate. Sam is very easy to work with and very professional. He takes his business seriously and has high expectations of his crew. Despite the issues we encountered we were still happy with the work and the price."
Before Picture
Completed project
Another of the exterior complete
New addition to the deck.
Hot tub enclosure

+14

Recommended by95%of homeowners
Avatar for GCM Inc
GCM Inc
4.2(
86
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

In business since 2004

Free estimates

Credit card accepted

"They were very responsive, and came within budget. There was a lot of different projects that they worked on. We had a little difficulty with them completing a small project. The window blinds were purchased by us, and they were to install them. However, there was a series of problems with the blinds that were not of their doing. At the end of the day, we didn't feel like the blinds were installed properly. Overall, there were many positives to working with them. They solved the sewer problem very quickly. They're very attentive to their customers and measure themselves against a well laid out plan. They were highly responsive to our particular timing needs prior to selling the home."
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Recommended by87%of homeowners
Avatar for Gula Construction
Gula Construction
4.8(
10
)
Find a Custom Home Builder

Serving Saint Cloud, MN and surrounding areas

In business since 2001

Free estimates

Emergency services offered

"Company was great, owner went over everything, was attentive and answered all questions. He came up with great solutions to work in a quirky area on a older house. Crew was hard-working and cleaned up great after completing the project. Purchased services through a deal on Angie's list and the owner worked with me to make the most of the pre-purchased amount of time."
Island/kitchen
Barn door
Staircase
Master shower
Kitchen

+4

Recommended by77%of homeowners
Showing 1-10 of 37
Custom Home Builders questions, answered by experts

Start by researching local contractors with experience in cottage construction. Ask for references, check licensing and insurance, and review completed projects. Compare multiple bids, making sure each includes the same scope of work. A good contractor will communicate clearly, provide a detailed contract, and ensure all work meets code and safety standards.

Custom homes can take an average of 18 months to build, mainly due to the lengthy design process, and most projects take somewhere between 12 and 24 months. When you work with the right custom home builders near you, they can help you map the road ahead and understand what can speed up or delay the timeline. Choosing locally available materials, for example, can speed things up without losing that customized touch.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

The Saint Cloud, MN homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.