Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Q: Can you reduce your slab leak repair costs by fixing it yourself?

• <div><p>You could DIY the work, but unless you have plumber&rsquo;s knowledge for identifying and fixing a slab leak and specialized equipment in your tool shed, attempting to DIY your slab leak repair isn&rsquo;t a good idea. It&rsquo;s simply not something that the average homeowner can take on themselves, regardless of how many successful DIY projects they&rsquo;ve got under their belt. You could, however, do something simple like <a href="https://www.angi.com/articles/stop-water-basement-floor.htm">foundation waterproofing</a> yourself to save some money on the post-repair work.</p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: How do professionals assess foundation damage?

• <div><p>Detailed inspections and tests to determine the extent and cause.</p></div>

Q: Will a bank finance a house with foundation problems?

• <div><p>It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won&rsquo;t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing. </p></div>

Q: Can you lift a sinking foundation?

• <div><p>A sinking foundation can be lifted, most often by installing piers to re-level and support the weight of the house. Depending on the cause and extent of the sinking, other methods to lift a foundation include underpinning and mudjacking. Consult a <a href="https://www.angi.com/nearme/foundation-repair/">foundation repair pro</a> to determine the best way to lift your sinking foundation. </p></div>

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Verified Reviews for Concrete Repair pros in Orr, MN

*The Angi rating for Concrete Repair companies in Orr, MN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Orr, MN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on November 12, 2025

Reviewed in September 2025
I am writing this for someone who had work done by them and I went to clean up their mess. They took a number of trees down and just them lay on neighbors yard, they left big ruts in the yard that hey did not repair! They damaged the roof on a shed they said they would repair but never did....
Westy inc
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Reviewed in January 2024
I was an employee of this company, I witness them ,poor slabs, concrete slabs that where one or two inches thick I've watched them very hot wires , and not used electricians and do all their own electrical work to save money they're not electricians or license electricians they have no idea what...
Twisted Shovel LLC
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Reviewed in October 2023
Adam performed a very thorough interior and exterior home inspection and presented a clear and concise report. The report identified items of concern and items that may need repair or upgrades. The final report, with photos, was easy to understand and professionally presented.
Chaps Home Inspection & Radon Testing
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Reviewed in June 2022
Levi came to the Job site we talked over the Job and what to expect. Levi and his crew Delivered a Great Job. So do not worry about Levi concrete work Great Job for not even knowing the Quality of his Crew. Thanks Levi & Crew.
Wuollet Concrete Construction
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Reviewed in December 2019
I was displeased with the experience. The technician came to conduct the service, which was prepaid in a home warranty program. I asked him to also reconnect a segment of ductwork while he was doing the maintenance. I am not aware of any maintenance or repairs being conducted. Instead, the...
One Hour Heating & Air Conditioning
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Reviewed in April 2017
I have had Terry's repair do multiple jobs for me. From tune ups, to front end alignments, to safety checks. The whole crew are always thorough, honest, and fair. They even will suggest when a repair is not worth doing in their opinion. Would give them my highest recommendation.
TERRY'S REPAIR
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Reviewed in August 2013
We decided to go with that. He was very professional. He installed the piping and did some concrete work. I was very happy that the price was much less than the $400. It was also nice to have the owner of the company do the initial assessment.
Wencl Plumbing
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Reviewed in July 2012
I called this business to ask that he work with our children in another city to get some gutters cleaned, as well as fix an outdoor faucet and do some small roof repair if needed. Our children then contacted him to schedule a time to come and give an estimate. At that time, he noted he thought...
Nicely Dunn Handyman Service Inc
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Reviewed in September 2006
Our existing pump failed. We are in the middle of finishing the basement, so seeing water coming up through the cracks isn't good. Standard was able to send somebody out the same day, although they promised the serviceman in one hour, it was more like three hours. On the phone, I was told that...
Standard Water Control Systems Inc
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