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Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

When asbestos fibers become airborne, they enter a person's respiratory system. These fibers scar and damage the lungs and often lead to serious cancers like mesothelioma. Like many dangers in the house, asbestos isn’t easy to see when it could be causing serious damage. The amount of time exposed, combined with the person’s tolerance for asbestos inhalation and the amount inhaled, will all contribute to health problems.

If your home was built before 1989 and still has original vinyl, there’s a high probability of asbestos mixed into the old flooring, which can harm you and your family if it’s disturbed from removal. If you suspect that you have asbestos, you’ll want to call in an asbestos removal expert to evaluate the situation.

While asbestos can’t be directly absorbed through the skin—the fibers are too big—skin contact can still produce symptoms. Contact dermatitis can flare up in sensitive individuals but in most cases, the danger from asbestos comes from inhaling the fibers, or dust, that is produced when asbestos is disturbed. If you touch asbestos by accident, immediately wash yourself and your clothes.