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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

You should never block both the top and bottom of your chimney. Proper airflow is essential because the temperature inside the chimney will still fluctuate as your house warms and cools. Moisture can build up without ventilation, leading to dampness in your walls over time. Blocking the top prevents debris and animals from entering, but the chimney still needs air circulation to avoid condensation issues. Allowing the chimney to breathe maintains the health of your home and prevents long-term damage.

Brown recluse spiders are attracted to homes and properties in search of shelter and food. Key attractants include a steady supply of insects, which are their primary food source. Consequently, things that attract other bugs, like food left out or poorly sealed trash cans, will also indirectly attract spiders. They also seek warm, dry, dark spots with nooks and crannies for nesting, such as untended wood piles, dirt piles, and cardboard boxes. Additionally, excessive outdoor lighting can attract insects, which in turn draws in spiders.

The most common wasps are hornets, yellowjackets, and paper wasps. Both hornets and yellowjackets are black and yellow, and hornets are known to be more aggressive if their nests are disturbed. Paper wasps are black or reddish-brown with yellow markings and often build nests on eaves or branches. Of the more than 300,000 species of wasps, these are the most often encountered by pest control professionals.